Terms of payment are always 100% at the time of purchase. We accept all major credit cards. Once order is placed online your credit card will be charged. Please review your order, items and shipping information carefully. Once submitted, your order and payment will be processed and cannot be changed for any reason without canceling your order. If your order is canceled, Hair2u4u will refund your payment within 1-2 days. You may contact your bank between 3 to 5 business days to make sure your refund has been successful.